In today’s world, a lot of things depend on your credit, loan approvals, insurance premiums, even the success of job applications. Having a good grasp on your credit can help… Read more »

Rebuilding your credit after a bankruptcy takes time, but it also takes effort. With just a little bit of strategy, you can create a comprehensive action plan to build a… Read more »

Declaring bankruptcy may be a path forward if your bills are piling up faster than you can pay them, or life events leave you without an income. You may be worried… Read more »

Debt settlement comes into play only when you have many late or skipped payments and possibly collections accounts. A creditor or collector is not going to accept less than you… Read more »

Changing information Your credit scores are a snapshot in time that changes based on your credit behaviors and the information in your credit reports, which is updated regularly. Credit scores… Read more »

Credit score is an important asset that is beneficial to our livelihood. It determines your stability and reliability with creditors for approval odds and interest rates. Your credit score can… Read more »

Do pay your bills on time. What lenders care about, above all else, is the likelihood that you’ll pay back your debts. Doing so on time, every time, proves that… Read more »

The numbers can be daunting if you’re trying to pay your way through college. Few students have that kind of cash available, so they take out loans to finance their… Read more »

The credit reports compiled at the national credit bureaus (Experian, Equifax, and TransUnion) document your history of borrowing money and repaying debts. Each loan reflected on your credit report broadens… Read more »

If you have bad credit, then you need to find a secured card from a reputable bank that has a reasonable annual fee (or no annual fee). Fortunately, there are… Read more »