There is no specific credit score everyone starts off with. Everyone just starts off with no score whatsoever. Credit score are not the same for anyone, everyone’s is different as… Read more »

Most Americans now a days have student loans or require student loans to afford their education. Some students have federal student loans while other have private student loans. Federal student… Read more »

The simplest answer is yes. Many of us have identity theft protection or a credit freeze on our credit, this is crucial to help protect our credit. Some place it… Read more »

Buying a house is very important and a very big step in our lives. Many of us save up for years to be ready when the time comes to purchase… Read more »

At times we find ourselves feeling a little overwhelmed with loans, credit cards, and a low credit score. All of these things go hand in hand when it comes to… Read more »

If you are considering bankruptcy as the solution for your problems with your debt there are some things you may want to consider before even applying for bankruptcy. We understand… Read more »

Now a days besides credit cards, it seems one of the biggest thing affecting people’s credit are student loans. Education is important and without grants or scholarships, it seems the… Read more »

When you have bad credit, it makes it extremely difficult to be able to be approved for new credit. You essentially need new credit on your credit report to start… Read more »

Many people don’t get help in regards to their credit for various reasons. The biggest reason I have personally seen is they are simply embarrassed by the fact that they… Read more »

Your credit score is determined by 5 different factors. Each of these factors hold a different value or weight when calculating your FICO score. The 5 factors that make up… Read more »