So what is a credit freeze? A credit freeze restricts access to your credit file which makes it harder for identity thieves to open new accounts in your name. With everyone… Read more »

There are 3 major credit bureaus; Equifax, Experian, and TransUnion. Each credit bureau calculates your credit score from the information that is reported to that individual bureau. All 3 credit… Read more »

First of all, what is a  credit score? It’s a score that can range between 300 and 900. It readily outlines your creditworthiness. Your credit score can describe your eligibility… Read more »

When it comes to credit, we hear all sorts of stories so often we come to believe them. Be careful though, there are many folk tales or myths out there… Read more »

Your debt-to-income is a very important part of your credit used by lenders to evaluate how financially stable or comfortable you would be while taking on a new debt. What… Read more »

We often rely on credit the ability to buy things with borrowed money that you pay back over time to finance major purchases, like buying a car or home and… Read more »

Identity theft is the fraudulent acquisition and use of a person’s private identifying information, usually used for financial gain. Identity theft occurs when someone uses your identity or personal information… Read more »

If you’re one of the 43 million students who took out a loan, so you could attend college, it’s important to know how those loans can affect your credit score…. Read more »

Although it may be less detrimental than a foreclosure, a mortgage loan that shows account paid in full for less than full balance or settled will likely have a substantially… Read more »

Now a days having good credit is an important and essential part of our lives. A good credit score is very important for everyone to have. Loans have become a… Read more »