A judgment is an official result of a lawsuit in court. In debt collection lawsuits, the judge may award the creditor or debt collector a judgment against you. You are… Read more »

A business credit card can be an invaluable tool for business owners. It can allow them to put expenses on credit that can be paid later when they’re paid by… Read more »

First thing to know is that debt is not always bad, in fact you want to have debt in your credit report. The important things is knowing the difference between… Read more »

What is a tax lien? A tax lien is placed on individuals who haven’t paid taxes at the local, state or federal level. Often this is for personal income tax,… Read more »

You’ve probably heard of refinancing a mortgage. But did you know you can also refinance an auto loan? In fact, the process of refinancing an auto loan can be a lot… Read more »

Your credit score can range anywhere between 300-850. The higher your credit score is the easier and faster it will be to get loan approvals, whether it’s a mortgage or… Read more »

Using your credit card for a large purchase, such as paying off the home renovation with a credit card will certainly increase your utilization rate, which will at least initially… Read more »

Life happens and sometimes it happens at the worst moment and you find yourself struggling for a solution. It might have been a life event or a change in your… Read more »

Many credit card users can find themselves not knowing what is better when it comes to their credit card usage and payments to help improve their credit scores often leading… Read more »

A personal loan is one way to smooth your finances or get extra cash for a purchase. An unsecured personal loan can allow you to accomplish some of your goals… Read more »