If you choose to avoid your taxes, it may have a negative impact on your credit. Missing your taxes can lead to tax liens, which are serious derogatory marks that… Read more »

A judgement is the legal decision of a court at the end of a lawsuit.  It can be placed on consumer’s credit report by a creditor or collection agency through… Read more »

There is no quick fix when rebuilding your credit history. The length of time it will take depends on the severity of your previous difficulties. It will take longer for… Read more »

When you’re looking to clear some of the clutter from your financial life, the first step might be to get rid of credit cards you don’t use often. However, you… Read more »

Your credit report is a history of how you have managed your credit over time. That history will include both the positive and negative. A paid charged off account isn’t… Read more »

You work hard to make sure your credit score remains high, right? Unfortunately, all your hard work could be hurt by seemingly small things that could have a big impact… Read more »

Income is not part of a credit report and is not a factor considered by credit scores and has no direct effect on a credit score. Lenders usually pay more… Read more »

Late payments and good credit scores go together like toothpaste and orange juice they don’t mix. But just how bad is it to miss a single payment? First, it depends… Read more »

Chances are, you’ve got passwords to at least a handful of Wi-Fi networks saved on your smartphone, tablet and laptop. Most of us do, because wireless Internet connections are central… Read more »

If you’re aiming for a high FICO credit score, pay close attention to how much debt you carry. Credit utilization, which is the amount you have borrowed compared to your… Read more »