Joint accounts are very common especially with spouses, family members, and even friends. Joint accounts mean 2 people have joint responsibility for the account whether it be a loan, credit… Read more »

More often that not, people struggle with bad credit. The reason for a low or bad credit score is different for everyone, but at the end of the day the… Read more »

At times you may find yourself getting a vehicle and may start falling behind on payments or possibly even realizing that the payments are no longer something you are able… Read more »

The biggest mistake anyone makes is thinking that a couple or even a single late payment won’t affect your credit score by much. Your payment history, whether you make your… Read more »

Once your credit is bad it can become very difficult to better it, but it is important to know it is not impossible. There are a couple of things you… Read more »

Checking your credit report at least once a year is important, however year-round credit score and report monitoring is even more important. Credit monitoring has many benefits, one of the… Read more »

When looking at your finances, you may think to yourself, “I have too many credit cards.” Your first thought may be to close some of the cards especially those that… Read more »

Its not uncommon to see your collection accounts as a “charge off” on your credit report. A charge-off means the creditor is no longer going to try and collect the… Read more »

Many people say credit is like trust; once it is broken it can take months or even years to repair. Knowing and understanding how credit works will allow you to… Read more »

Once your credit has taken damage with things such a late payments, collection accounts, repossessions, foreclosures, or even bankruptcy there’s really no quick fix. Bettering your credit or fixing your… Read more »