Can Your Education level can affect your credit score?

Education level is not part of a credit report, so it has no bearing on credit scores. Information in credit reports pertains only to debt-related information. Therefore, loans, credit cards and payment history will be reported, as well as bankruptcy, tax liens (debt owed to the government) and civil judgments (debt owed through the courts).

Information about income, investments or assets such as stocks or bonds will also not be in a credit report. Likewise, there is no information about savings accounts, checking accounts, certificates of deposit or other non-debt banking relationships. Additionally, under the Equal Credit Opportunity Act, a creditor’s scoring system may not use race, gender, marital status, national origin or religion as factors.

We work hard and strive to deliver great results with our clients’ credit and debt goals always in mind. That is what make us your ONE stop shop for all your credit and debt needs!

Call us at 844-FIX-URCR or visit us at 6416 Gateway E.

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