When you fall prey to a robbery, you usually know right away that you were the victim of a crime. However, when you are the victim of identity theft, you may not know until long after the theft occurred that your identity has been compromised. To minimize the damage that this issue may cause, it is important to take action as soon as you realize there is a problem.
The signs of identity theft are not always hard to detect, and here are a few warning signs to watch out for:
– You notice withdrawals from your checking account that you know you didn’t make.
– You check your credit report and see accounts that aren’t yours.
– You receive calls or letters about delinquent debt that isn’t yours.
– You receive a credit card in the mail that you did not request.
– You are unexpectedly denied for credit even though you have always had good credit history.
– Bills and other mail don’t arrive in your mailbox.
Overall, in order to lower the chances of being a victim of identity theft we recommend you to monitor your credit on a regular basis, report any unusual activity on your bank account and credit card statements, and don’t wait to take action if you suspect something is wrong.